The physical building the business is in needs to be insured against loss or damage. While technically not part of a BOP, we also offer workers’ compensation insurance to help pay for things like medical costs and lost wages of employees who become ill or injured on the job. Business interruption insurance insures against loss or damage to the cash flow and profit of a business caused by the business being unable to operate because of interruption. General Liability and Property Package coverage is the most basic type of commercial insurance and is limited to liability claims of bodily injury or property damage. Nor do they consult with an attorney about potential changes to their business.
The business insurance quote is always affected by the business need and preference. But, as always, discuss your particular commercial policy with your insurance professional. The law, in particular, the roller, which the State …